Namibia PAYE Calculator 2026/27: Tax and Take-Home Pay
Enter your monthly gross pay to see your PAYE, Social Security and take-home pay under the 2026/27 brackets.
Rates checked 5 Nov 2026 against official sources (listed below).
Tax bands (a month)
- NAD 0 – NAD 8,3330%
- NAD 8,334 – NAD 12,50018%
- NAD 12,501 – NAD 29,16725%
- NAD 29,168 – NAD 45,83328%
- NAD 45,834 – NAD 70,83330%
- NAD 70,834 – NAD 129,16732%
- Above NAD 129,16737%
Take-home pay (a month)
NAD 24,738
PAYE
NAD 5,150
Effective tax rate
17.2%
Taxable income
NAD 30,000
| Item | NAD |
|---|---|
| Gross pay | NAD 30,000 |
| − Social Security (0.9%) | NAD 113 |
| − Pension / retirement annuity | NAD 0 |
| Taxable income | NAD 30,000 |
| Tax on bands | NAD 5,150 |
| − PAYE | NAD 5,150 |
| Take-home pay | NAD 24,738 |
NamRA 2026/27 brackets (first N$100,000 a year tax-free). Social Security uses the September 2026 ceiling.
The full explanation, with worked examples and what to watch for: PAYE in Namibia 2026/27: NamRA Tax Brackets, Social Security and Net Pay
About this calculator
On N$30,000 a month with no pension, PAYE is N$5,150 and Social Security N$112.50, leaving N$24,737.50.
How it's worked out
- Pension fund and retirement annuity contributions come off your pay first, up to N$12,500 a month (N$150,000 a year).
- The rest is taxed in the 2026/27 brackets: 0% on the first N$8,333 a month, then 18%, 25%, 28%, 30%, 32% and 37%.
- Social Security takes 0.9% of your pay, up to N$112.50 a month. It doesn't reduce your tax.
See our PAYE in Namibia guide for the annual brackets and more examples.
Frequently asked questions
How much PAYE do I pay on N$20,000 in Namibia?
N$2,625 a month with no pension deduction. After N$112.50 Social Security, you take home N$17,262.50.
What is the tax-free threshold in Namibia?
N$100,000 a year, which is about N$8,333 a month.
Does a retirement annuity reduce my tax in Namibia?
Yes. Contributions to approved pension funds and retirement annuities are deductible up to N$150,000 a year in total. Enter yours above to see the saving.