6 guides
Plain-English insurance guides for Africans: medical and health insurance, life cover, motor insurance, funeral and last-expense cover — what each costs in your country, what it really pays out, and which policies are worth your money.
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Register for NHIS in Ghana with your Ghana Card, renew by dialling *929# for a small fee, and see exactly what the scheme covers, checked October 2026.
22 Oct 2026 · 8 min read
SHA pays KES 2,240–4,480 a day for hospital beds, capped at 180 days. See what SHA covers and whether you still need private medical insurance in Kenya.
21 Oct 2026 · 9 min read
HMO plans in Nigeria cost from about ₦118,000 to over ₦1 million a year, and NHIA's GIFSHIP covers you for ₦22,000. What each covers, checked October 2026.
19 Oct 2026 · 7 min read
Real 2026 premiums from Jubilee, Britam and CIC for individual and family medical cover in Kenya: limits, waiting periods and how it tops up SHA.
18 Oct 2026 · 9 min read
A basic funeral in South Africa costs R35,000-R50,000+. What funeral cover really costs, how fast it pays out, and how to avoid unlicensed parlour schemes.
16 Oct 2026 · 10 min read
Hospital plans cost roughly R1,278-R4,177 a month in South Africa, full medical aid R7,528+, and gap cover from R53. Here's which you actually need in 2026.
14 Oct 2026 · 11 min read