Our NSSF Calculator Kenya now shows both monthly and annual NSSF contributions using the updated NSSF 2025 rates. Calculate your deductions by gross monthly salary, see the split for employee vs employer, and get clarity on your take-home pay.
Updated 2025 NSSF Rates (Kenya)
As of 1 February 2025, the NSSF (National Social Security Fund) deductions follow the revised two-tier structure:
| Tier | Pensionable Earnings | Employee Contribution | Employer Contribution | Total Monthly Contribution (if max) |
|---|---|---|---|---|
| Tier I | Up to KES 8,000 | 6% → KES 480 | 6% → KES 480 | KES 960 |
| Tier II | KES 8,001 – KES 72,000 | 6% → up to KES 3,840 | 6% → up to KES 3,840 | KES 7,680 |
| Cap | Above KES 72,000 | Max KES 4,320 | Max KES 4,320 | KES 8,640 total |
- Lower Earnings Limit (LEL): KES 8,000
- Upper Earnings Limit (UEL): KES 72,000
How Our NSSF Calculator Works
- Enter your gross monthly salary.
- It calculates:
- Monthly employee contribution (6% up to the cap)
- Monthly employer contribution (matched)
- Total monthly NSSF deduction
- Plus, it auto-computes annual totals (monthly × 12).
- Get clear insights into how much you and your employer each contribute throughout the year.
What are the new NSSF contribution limits in Kenya in 2025?
From February 1, 2025, the NSSF Lower Earnings Limit (Tier I) is KES 8,000 and the Upper Earnings Limit (Tier II) is KES 72,000.
What percentage do employees and employers contribute to NSSF in Kenya?
Both employees and employers contribute 6% of pensionable earnings each, making a total of 12% of gross pay up to the limit.
What is the maximum monthly NSSF deduction from Kenyan employees?
The maximum monthly NSSF employee deduction is KES 4,320, and the total (employee + employer) is capped at KES 8,640.
