Finding ways to earn extra income has become more important than ever for Nairobians. With the rising cost of living, many people are turning to profitable side hustles in Nairobi to supplement their salaries or even build full-time businesses.
The good news is you donβt need hundreds of thousands of shillings to get started. In fact, there are several profitable side hustles in Nairobi that require less than Ksh 5,000 as startup capital.
In this guide, weβll explore realistic profitable side hustles in Nairobi you can launch today, how much youβll likely spend, and what kind of returns to expect. These are not get-rich-quick schemes, but practical ventures that work in the Nairobi economy.
Why Side Hustles Are Booming in Nairobi
Nairobi is a city of hustlers. According to the Kenya National Bureau of Statistics (KNBS), informal and small businesses employ over 80% of Kenyans. The reality is simple: formal jobs canβt keep up with the growing population, but Nairobiβs dynamic market is full of opportunities if youβre resourceful. Profitable side hustles in Nairobi are growing for several reasons:
- High unemployment and underemployment: Many graduates and professionals canβt find well-paying jobs, making hustling a necessity.
- Digital opportunities: Mobile money (M-Pesa), e-commerce, and social media marketing make it easier to run businesses on a shoestring budget.
- Urban demand: Nairobiβs large, diverse population creates constant demand for food, services, and affordable products.
- Low entry barriers: Many hustles require more time and effort than money, making them ideal for those with limited capital.
If youβve always wanted to run your own gig, Nairobi is one of the best places to start.
Key Considerations Before Starting a Hustle
Before you spend your Ksh 5,000, think carefully about:
- Your Skills and Interests β Choose something that matches your strengths; itβs easier to sustain.
- Time Commitment β Some hustles require daily attention, while others can run on weekends.
- Market Demand β Nairobi is competitive, so focus on services or products people actually need.
- Scalability β A good side hustle should have the potential to grow into something bigger.
Profitable Side Hustles in Nairobi With Less Than Ksh 5,000
Here are some of the most practical and profitable side hustles you can start in 2025 without breaking the bank.
1. Selling Mitumba Clothes
Mitumba remains one of Nairobiβs most resilient businesses. With Ksh 2,000β5,000, you can buy a small bale or select high-quality pieces from Gikomba or Toi Market, then resell them at a profit.
- Startup Cost: Ksh 2,000β5,000 for stock
- Where to Sell: Social media (Instagram, TikTok, Facebook), roadside stalls, or directly to colleagues and friends
- Profit Potential: 50β150% markup per item
π Related: See our detailed guide on how to start a mitumba clothes business in Kenya for a step-by-step guide.
2. Home-Based Baking or Snacks
Snacks like samosas, chapatis, mandazis, and boiled eggs have a ready market in Nairobi estates, bus stages, and offices. Nairobiβs working-class residents and students are always looking for affordable food, especially during lunch hours.
All you need is basic ingredients, packaging, and an audience. You can sell directly to neighbors, offices, or supply small kiosks. As your income grows, you can reinvest in equipment like ovens and mixers.
- Startup Cost: Ksh 3,000β5,000 (ingredients, cooking oil, packaging)
- Market: Office workers, students, matatu stops
- Profit Potential: Daily sales can double your costs if you find consistent customers
Such profitable side hustles in Nairobi works especially well if youβre located near busy estates or universities.
π You may also want to explore our Bakery Business Plan in Uganda for inspiration, as the principles apply across East Africa.
3. Phone Accessories Resale
Nairobi has a high smartphone penetration, meaning demand for accessories like chargers, earphones, screen protectors, and cases is constant. With Ksh 4,000β5,000, you can purchase stock from wholesale shops in Luthuli Avenue and resell at a markup.
Selling at matatu stages, university hostels, or online through Jiji and social media ensures fast turnover. Accessories have a relatively small entry cost but strong repeat demand.
- Startup Cost: Ksh 4,000β5,000
- Market: University students, matatu stages, or online via WhatsApp groups
- Profit Potential: 30β100% margins depending on the accessory
π Related: Check out our guide on how to make money online in Kenya using just your phone.
4. Laundry Services in Estates
Not everyone has time for laundry, especially in Nairobi apartments where washing machines arenβt common. Offering affordable washing and ironing services can be profitable with minimal startup cost.
- Startup Cost: Ksh 1,000β2,000 (detergents, basins, pegs)
- Market: Working-class estates, students, and bachelors
- Profit Potential: Ksh 500β1,500 per day depending on clients
5. Online Freelancing
If you already own a smartphone or laptop, you can start freelancing with zero extra capital. Platforms like Fiverr, Upwork, and Freelancer allow Nairobians to offer writing, graphic design, and virtual assistant services. Your Ksh 5,000 could go into data bundles, Payoneer setup, and online learning courses.
- Startup Cost: Ksh 2,000β5,000 (internet + skill-building)
- Market: Global clients via freelance platforms
- Profit Potential: $5β$50 per project depending on skill
Even if you donβt have prior experience, you can get started by following our guide on How to Start Freelancing Without Experience in Africa.
π Related: See our full guide on best freelance websites for Africans in 2025.
6. Delivery & Errand Services
With Nairobiβs busy lifestyle, many people are willing to pay someone to run errands β from parcel delivery to shopping and bill payments. You can start small using public transport and later invest in a motorbike.
- Startup Cost: Less than Ksh 2,000 (phone, fare, basic marketing)
- Market: Residents in estates, small businesses, office workers
- Profit Potential: Ksh 100β300 per errand, depending on distance
7. Content Creation (TikTok, YouTube, Blogging)
With just your phone, you can start creating content around lifestyle, Nairobi life, or reviews. The costs are low β mainly bundles and maybe a cheap tripod. If your content gains traction, you can monetize via ads, brand sponsorships, and affiliate marketing.
- Startup Cost: Ksh 2,000β5,000 (data, tripod, editing apps)
- Market: Online audience (youth, Nairobi lifestyle followers)
- Profit Potential: Slow at first, but can grow into thousands monthly
π Related: Check out our breakdown of 6 Freelance Skills Africans Can Learn Online in 6 Months
Comparison Table of Side Hustles Under Ksh 5,000
| Side Hustle | Startup Cost | Profit Potential | Best For |
| Thrift Clothes (Mitumba) | 2,000β5,000 | 50β150% markup | Fashion lovers, students |
| Snacks Selling | 3,000β5,000 | Daily cash flow | Stay-at-home parents, cooks |
| Phone Accessories | 4,000β5,000 | 30β100% margins | Tech-savvy youths |
| Laundry Services | 1,000β2,000 | 500β1,500 daily | Estate-based hustlers |
| Online Freelancing | 2,000β5,000 | $5β$50 per gig | Skilled workers |
| Errand Services | 2,000 or less | 100β300 per task | Flexible workers |
| Content Creation | 2,000β5,000 | Long-term growth | Creatives, youth |
Which side hustles in Nairobi need less than Ksh 5,000?
Side hustles you can start in Nairobi with under Ksh 5,000 include selling thrift clothes (mtumba business), cooking and selling snacks, phone accessories resale, laundry services, online freelancing, errands, and content creation.
What is the most profitable small hustle in Nairobi?
Thrift clothes (mitumba) selling is one of the most profitable small hustles in Nairobi, often generating 50β150% profit margins per item when sourced from markets like Gikomba or Toi.
Can I start a side hustle in Nairobi without capital?
Yes. If you already own a smartphone, you can start free or low-cost hustles like online freelancing, TikTok content creation, or offering small errand services with minimal upfront cash.
Which is the best side hustle to start in Nairobi with less than 5k?
The best side hustles under Ksh 5,000 include thrift clothes selling, home-based snacks, freelancing, and phone accessories reselling. The right one depends on your skills and location.
Can I start an M-Pesa business with only Ksh 5,000?
Yes, you can become an M-Pesa sub-agent with around Ksh 5,000 as float when partnering with an official aggregator. A full M-Pesa outlet requires much more capital.
Final Thoughts
Starting a profitable side hustles in Nairobi doesnβt have to be expensive. With as little as Ksh 5,000, you can tap into profitable ventures like mitumba sales, food vending, freelancing, or digital content creation. The key is consistency, building trust with your market, and reinvesting profits to grow your hustle into something sustainable.
π Next: Explore our guide on 10 easy weekend side hustles for working professionals in Africa for more practical ideas.